Cabanga ngemali ebikhona ku-inthanethi kuphela futhi ebikhululiwe emithethweni kahulumeni efanayo neyemali. I-yuan yedijithali yiyona ndlela ebizwa ngayo. Sicela uqhubeke nokufunda ukuze ufunde kabanzi ukuze ukwazi ukuyisebenzisela ukwenza ukutshalwa kwezimali kwe-E-Yuan. Uma unentshisekelo ku-Digital Yuan, ungabheka futhi Uhlelo lokusebenza lokuhweba ngokuzenzakalela, iwebhusayithi esemthethweni yeqembu le-Yuan Pay, bese uqala ukuhweba kwakho.
I-yuan ye-elekthronikhi inesithembiso esikhulu. Ukwenza kube lula kubathengi ukuthi basebenze ku-inthanethi kuzosheshisa futhi kube lula ukuthengiswa kwe-inthanethi futhi kukhuphule ukukhula koMnotho. Kodwa-ke, abanye abantu bayangabaza nge-yuan yedijithali, bathi iyisandiso kuphela sobuchwepheshe bamanje kunenguquko yangempela. Kuyini-ke? Zinqumele.
Iyini I-Virtual Yuan?
Abasebenzisi kungenzeka baqaphele ukuthi indawo yonke yemali yaseShayina isanda kushintsha. Ngo-2020, kuzokwethulwa indlela entsha yokukhokha ye-yuan yedijithali. Inikeza inqwaba yamathuba amasha kubo bobabili amabhizinisi nakubantu ngabanye. Isibonelo, ngokuchofoza nje okumbalwa ku-iPhone yakho, uzokwazi ukukhokhela igilosa yakho, amathikithi etiyetha, nanoma yini enye ngaphandle kokuzabalaza noshintsho noma ukuthola imali.
I-yuan ye-elekthronikhi ingase ikhuphule ukuthengisa kanye nokuthengiselana okuqondile kwebhizinisi. Ukwengeza, ukusebenzisa i-yuan ye-elekthronikhi kumahhala, okuyenza ithengeke kakhulu kwezohwebo. E-China, i-yuan yobuchwepheshe isizoguqula uhlelo lwethu lokukhokhela izimpahla. Ingabe ululungele uguquko?
Yiziphi izinzuzo ezinikezwa yi-Electronic Yuan?
I-yuan ebonakalayo inezinzuzo eziningi. Ahlanganisa lokhu okulandelayo:
- Ukusebenza Okuthuthukisiwe: I-yuan ye-elekthronikhi izocubungula kalula futhi ngokushesha ukuze iqhube kanje. Kuyoba inzuzo kakhulu kokubili izinkampani kanye namakhasimende.
- Ukuqedwa Kokukhwabanisa: Ukusetshenziswa kobuchwepheshe beleja esabalalisiwe kuzonciphisa ukukhwabanisa nemali mbumbulu.
- Ukuvikeleka Okuthuthukisiwe: Ukusetshenziswa kwezinkontileka ezihlakaniphile kuzosiza ekuvikeleni idatha yomsebenzisi kanye nokuvikela okwenziwayo.
- Izindleko Eziphansi: Kokubili amabhizinisi namakhasimende azokonga imali esebenzisa i-yuan yedijithali.
I-China Izothinteka Kanjani Nge-Electronic Yuan?
I-yuan yedijithali izoguqula indlela izakhamuzi zaseShayina eziyisebenzisayo futhi zimoshe ukheshi, ngamanye amazwi. Okokuqala, kuzokwenza lokhu kube lula kubantu ngabanye ukukhokhela izimpahla kokubili mathupha kanye naku-inthanethi. Ukukhanga kophawu olunjalo ukuthi kungase kusetshenziswe kabi noma kwebiwe, lapho abasebenzisi bezobuyisela ukuxhumana kokuxhumana, futhi umphathi wangempela uzoba nelungelo lenani elifanayo le-e-CNY kanye nelungelo lokufaka isikhalazo esisemthethweni noma kuphi Umhlaba.
Ngaphezu kwalokho, lezo ezibalulwe ngenhla zinomthelela ekwenzeni ngcono ukukhishwa kwemali yokuphatha, izitatimende zemali engenayo, kanye nokubuyisana. Okokugcina, umkhakha wezokuvakasha waseShayina ungase uzuze ku-yuan kagesi. Ibhizinisi lingase likhule njengoba izivakashi eziningi zingasebenzisa i-Chinese yuan ngenkathi zilapho.
Ingabe i-Digital Yuan izongena esikhundleni semali?
Kusesekuseni kakhulu ukwazi, impendulo eqondile. Kusacaciswa okwamanje ukuthi i-yuan ye-elekthronikhi izoshintsha ngokuphelele yini imali njengoba isesigabeni sokuhlolwa okwamanje. Okokuqala, abaphathi baseShayina bebelokhu bethuthukisa i-yuan kagesi iminyaka eminingana futhi bebevuleleke ngokwedlulele mayelana nezinjongo. Bafuna ukwamukelwa kwe-yuan ye-elekthronikhi esikhundleni semali yohwebo lwasekhaya nolwangaphandle.
I-yuan yedijithali ingase futhi ithathe indawo yohlobo lwemali njengoba isebenza kakhulu. Isibonelo, ungathenga ngocingo lwakho noma ngenye imidiya ye-elekthronikhi ngenkathi usebenzisa i-yuan kagesi. Njengoba imali isalokhu iyindlela yokukhokha eyinhloko e-China, lokhu kuyinto ebalulekile. Ngaphezu kwalokho, ukuqina kubalulekile lapho ugcwalisa imali. Ngakho-ke, ingabe imali izothathelwa indawo i-renminbi yedijithali? Isikhathi sizosho kuphela. Nokho, ngokuqinisekile kungenzeka.
Iziphi Izinsongo I-Virtual Yuan Iba nazo?
I-yuan ye-elekthronikhi ingase ize nezingozi ezithile. Idatha eqoqwe ku-yuan ye-elekthronikhi ingase isetshenziswe iziphathimandla zase-China ukuze ziqondise abaphikisi kwasekuqaleni. Ukwengeza, bangayisebenzisela ukuqapha amaphethini okuthenga abantu futhi bawaqondise ngolwazi olunganembile.
Ukuthi kungenzeka ukuthi iziphathimandla zaseShayina zibe nomthelela emnothweni ngenxa ye-yuan ye-elekthronikhi kungenye into ekhathazayo. Abasebenzisi bangayisebenzisela ukulawula intengo noma ukuvimbela ama-akhawunti omsebenzisi. Okokugcina, kunethuba lokuthi i-yuan eyenziwe ngedijithali izokwenza kube lula nge-China ukuvela njengomdondoshiya wamazwe ngamazwe. I-China ingase ibe nomthelela omkhulu ezimakethe uma amanye amazwe esebenzisa i-yuan kagesi.
Isiphetho
Ngakho-ke, izinguquko noma ukuthuthukiswa kubonisa i-yuan kagesi? Kancane kancane kwakho konke lokhu. Kungushintsho olukhulu eBeijing, futhi kungase kuthinte kakhulu imakethe yomhlaba. Kodwa-ke, futhi kuwukuthuthuka kwentuthuko yezobuchwepheshe, futhi ukusebenza kwayo kwesikhathi esizayo akuqiniseki. Isikhathi sizosho kuphela.
