Uhlelo olusha lwe-IRS
Uyafuna ukwazi ukuthi ungayithola yini intethelelo yakho ye-IRS? Impendulo esheshayo inguyebo. Nokho, kuyatuseka ukufuna usizo lochwepheshe ukuze uthole intethelelo. Bheka ukuthi yini okufanele wonke umkhokhi wentela akwazi mayelana nohlelo lokuxolela izikweletu lwe-IRS.
Ngo-2021, ngaphezu kwengxenye (57%) yemindeni yaseMelika ayizange ikhokhe intela yemali engenayo yenhlangano. Ngenxa yezimo zabo zezimali, i-IRS yanquma ukuthi leyo mindeni akufanele ikhokhe izintela.
Uma futhi unomthwalo wentela omkhulu, kunengqondo ukwazi ukuthi i-IRS izosebenza nawe. Kodwa-ke, uma ungakwazi ukukhokha isikweletu esikhulu sentela, i-IRS ingakunikeza ezinye izinketho. Enye yalezi zinketho ukuthethelelwa kwesikweletu se-IRS. Ngokuqhubeka ufunda, ungafunda konke odinga ukukwazi mayelana nalolu hlelo olubalulekile lokusiza intela.
Kungani kufanele uqale ngokuxhumana ne-IRS
Okubalulekile ukukhumbula ukuthi uma ucwile ezikweletini, into yokugcina ofuna ukuyenza wukuziba. Ukuze uqale, i-IRS izokuthumela izaziso ukuze ikweluleke ngesikweletu sakho. Uma ukhetha ukuziba ukuxhumana kwabo, bazoqala ukukhokhisa izinhlawulo futhi, ngokuhamba kwesikhathi, inzalo. Into engcono kakhulu ongayenza ukubhekana nesikweletu sakho futhi uxhumane ne-IRS. Ngokomlando, i-IRS ibibabekezelela abaphula umthetho bentela okokuqala ngqa, futhi manje sekunezinketho ezimbalwa zokuxazulula isibopho sakho sentela.
Nikeza ngokuvumelana
Uhlobo lwesivumelwano phakathi komkhokhintela ne-IRS olwaziwa ngokuthi Ukunikezwa Kokuvumelana (OIC) iveza futhi ixazulule izibopho zentela zomkhokhi wentela ngaphansi kwesamba senani elikweletwayo njengamanje. Umkhokhi wentela ngokuvamile ngeke afaneleke ukuthola i-OIC uma zonke izibopho zingaxazululwa ngohlelo lwesitolimende noma ngohlelo oluthile oluqhathanisekayo.
Umkhokhintela kufanele athumele wonke amafomu entela, enze izinkokhelo zentela ezilinganiselwe ezidingekayo kulo nyaka wamanje, futhi, uma umnikazi webhizinisi enezisebenzi, enze iminikelo yentela yombuso edingekayo yekota yamanje ukuze afanelekele uhlelo lwe-OIC.
Bakhokhe izikweletu zabo ngemali engaphansi kwaleyo abayikweletayo, nenani lokukhokha ngokusekelwe kulokho abakwazi ukukukhokhela ngokwangempela. Kuzwakala njengephupho, akunjalo? I-IRS ngokuvamile izovuma isicelo se-OIC ngezizathu ezintathu:
- Ukungabaza mayelana ne-Collectibility
- Ukungabaza mayelana ne-Liability
- Ukuphathwa Kwentela Okuphumelelayo
Ubani Ofanelekayo
Ukugcizelela, akudingekile ngaso sonke isikhathi ukuthola usizo lochwepheshe ngesikweletu sakho sentela. Ukusebenzisa i-Offer in Compromise Ithuluzi Lokufanelekela Ngaphambili eyenziwe yi-IRS, ungaqinisekisa ukufaneleka kwakho futhi ubhale isiphakamiso esivivinyayo. Ukusebenzisa ithuluzi kungakusiza ugweme usizo lwentela olubizayo,
Uma uhlangabezana nalezi zindlela zokunquma ezilandelayo, ungase ufanelekele Ukunikezwa ku-Compromise:
- Ugcwalise zonke izicelo zentela ezidingekayo futhi wakhokha zonke izinkokhelo ezidingekayo.
- Awubandakanyeki esenzweni sokuqolwa okuqhubekayo
- Unesandiso esivumelekile sembuyiselo yakho yentela yonyaka wamanje
- Ungumqashi ofake idiphozithi yentela kumakota amabili amanje nangaphambilini.
Ufanelekela i-IRS Fresh Start Initiative
I-IRS yandise uhlelo lwayo Lwesiqalo Esisha ukuze kube lula kubakhokhi bentela ukuthi bafanelekele i-OIC. Lezi zinguquko ze-Fresh Start zenza ukuxhasa ngezimali izinkokhelo zakho zentela ze-IRS kulawuleke. Ngaphezu kwalokho, ngeke kusadingeka ukuthi unikeze i-IRS ulwazi lwezezimali olubalulekile ukuze ihlole amandla akho okukhokha.
Esikhundleni sokubheka ingxenye yeshumi leminyaka yemali engenayo ukuze ihlole amandla okuqoqwa aphusile, i-IRS manje ibheka iminyaka emibili kuphela yemali engenayo yeminikelo, kuye ngesikhathi sokukhokha. Ngaphezu kwalokho, abakhokhi bentela manje sebengakwazi ukwenza izinkokhelo ezincane esikweletini semfundo yangemva kwesekondari enomshwalense we-federal.
Ngaphansi kwezimo ezithile, okuhlanganisa ubunzima bezezimali, abakhokhi bentela bangase bakhokhe intela yenhlangano, yesifunda, noma yendawo engakhokhelwa uma bengakwazi ukuyikhokha ngezitolimende zanyanga zonke. Lokhu kubangelwa ukungakwazi kwe-IRS ukudala ubunzima bezezimali, okubenza benze izinto ngendlela ezuzisa kakhulu okweletayo. I-IRS iya ngokuya ibaxolela abaphula umthetho wentela okokuqala ngqa. I-IRS yelule izimfuneko Zezindleko Zokuphila Ezivumelekile. Lesi sibonelelo manje sihlanganisa izinkokhelo zekhadi lesikweletu, izimali zasebhange nezijeziso, nezinye izibonelelo. Ngaphezu kwalokho, i-IRS iphinde yaphinda kane umkhawulo wabakhokhi bentela abafanelekela Izivumelwano Zokukhokha, okuvumela abantu abaningi ukuba bafaneleke.
Ukuthatha okhiye
- Ungalushayi indiva udaba. I-IRS ngeke ihambisane. Faka isicelo sesandiso uma ungakwazi ukukhokha kusenesikhathi. Inhlawulo yokufaka sekwephuzile ingu-5% wentela ekweletwayo nyanga zonke, nenhlawulo enkulu engu-25% yenani lonke. Ukwengeza, kukhona futhi inhlawulo yokukhokha kancane efika ku-1% njalo ngenyanga yesamba esinqunyiwe, nenhlawulo enkulu engu-25%. Uma wehluleka ukufaka imbuyiselo yakho yentela noma wenze noma yiziphi izinkokhelo esibophweni sakho, isikweletu sakho sentela sizokhuphuka ngokushesha.
- Thembeka kuwena ngesikhundla sakho. I-IRS ayivamisile ukuthethelela izibopho zentela. Isicelo “sokuvumelana” kuFomu 656 senziwa ukuze ukhokhe isikweletu sakho sentela ngemali engaphansi kwaleyo oyikweletayo. Yilabo kuphela abadinga usizo lwezimali abanikezwa lezi zinhlelo. Uma wena noma ilungu lomndeni libe nezindleko ezinkulu zezokwelapha, noma uma ulahlekelwe umsebenzi futhi unamathemba ambalwa okuthola umsebenzi esikhathini esizayo, ungase ufaneleke. Akwenzeki njalo.
Isithombe Esikhulu Sesikweletu Sentela
Isikweletu se-IRS isiphakamiso sokuxolela kungase kuzuze abanye abantu, kodwa kwakuzokwandisa isikweletu sikazwelonke futhi kubangele ukwehla kwamandla emali. Ngaphezu kwalokho, isungula isibonelo esisha nokulindela ukuthethelelwa kwesikweletu okwengeziwe, okungase kukhuphule isikweletu sikazwelonke kanye nokwehla kwamandla emali. Kungase kukhuphule amanani okufunda njengoba abafundi abaningi bebheka imali ebolekiwe njengezibonelelo.
Kodwa-ke, isifiso se-IRS sokususa imithwalo yentela siyintuthuko enhle kakhulu kubantu abasezikweletini. Isikweletu sentela sabenzi bobubi bokuqala singaba nomthelela omkhulu enhlalakahleni yabo yezezimali, futhi i-IRS isebenza kanzima ukuze iqhamuke nezixazululo ezinengqondo kakhulu. Uma ungakwazi ukukuthola futhi udinga usizo lochwepheshe, ungangabazi ukuxhumana nomunye wochwepheshe bentela abaqinisekisiwe ku-Idealtax.com. Bazokwazi ukukusiza ukuthi uxoxisane ngokukhokhwa kwakho kwentela ne-IRS.
