Izintela zingadida, ngakho-ke kubalulekile ukuthi uhlale unolwazi ngazo. Lokhu okuthunyelwe kubhulogi kuzochaza lokho okudingeka ukwazi mayelana nezintela ezikhokhelwayo nokuthi kungani kukuhle ukuhlala unolwazi ngalesi sihloko.
Ziyini Izintela Ezikhokhelwayo?
Kunezinto ezimbalwa okufanele uzazi mayelana nezintela ezikhokhelwayo ukuze uqinisekise ukuthi uthobela umthetho. Izintela ze-Payroll izintela ezidonswa eholweni lesisebenzi futhi ezisetshenziselwa ukuxhasa izinhlelo zomphakathi ezifana ne-Medicare ne-Social Security. Abaqashi kudingeka bagodle lezi zintela emalini ekhokhwa abasebenzi babo bese bezithumela kuhulumeni.
Inani lentela ekhokhwayo elidonswa emalini ekhokhelwa umsebenzi lincike ezicini eziningana, okuhlanganisa nezinga labo lemali engenayo kanye nokuthi bayafuna yini ukudonswa kwentela. Izinga lentela yokukhokha liyashintsha kuye ngohlobo lwemali engenayo ekhokhiswayo. Isibonelo, amaholo avela kumathiphu angaphansi kwesilinganiso sentela sokukhokhelwa esihlukile kunemiholo evamile.
Izintela zemiholo ngokuvamile zikhokhwa njalo ngekota, nakuba abanye abaqashi bengase bakhethe ukuzigodla emalini ekhokhwa abasebenzi nyanga zonke. Izisebenzi zingaphinde zenze iminikelo yokuzithandela ezinteleni zabo zokukhokhelwa, okungase kusize ukwehlisa isibopho sazo sentela.
Iyini i-W2 vs.? 1099!
Kunezinhlobo ezimbili zezintela ze-payroll: i-W2 kanye ne-1099. I-W2 ingeyabasebenzi, kanti i-1099 ingeyosonkontileka. Zombili izinhlobo zezintela zidonswa eshekeni lakho, kodwa inani lentela oyikhokhayo lincike esimweni sakho sokuqashwa.
Uma uyisisebenzi, umqashi wakho udonsa intela ye-payroll eshekheni lakho ngaphambi kokuba akunike lona. Lokhu kufaka phakathi izintela ze-federal kanye ne-state income tax, kanye ne-Social Security kanye nezintela ze-Medicare. Umqashi wakho naye ukhokha ingxenye yalezi zintela.
Uma ungusonkontileka, unesibopho sokuzikhokhela izintela zakho zokukhokha. Lokhu kuhlanganisa yezintela ze-federal payroll, izintela ze-federal kanye ne-state income tax, kanye nezintela ze-Social Security kanye ne-Medicare. Uzodinga ukufaka imbuyiselo yentela yekota ukuze ukhokhe lezi zintela.
Inani lentela oyikhokhayo nalo lincike ekutheni wenza malini. Abasebenzi abenza imali eningi bazokhokha intela eningi kunalabo abenza imali encane. Osonkontileka abenza imali eningi nabo bazokhokha intela eningi kunalabo abenza imali encane.
Izintela zemiholo zibalulekile ngoba zisiza ukuxhasa izinhlelo ezibalulekile njengeSocial Security kanye neMedicare. Uma ungazikhokhi izintela zakho ezikhokhelwayo, ungase ube ngaphansi kwezinhlawulo nezindleko zenzalo.
Ubani Obhekene Nokudonswa Kwentela Yenkokhelo?
Ngokuvamile, bonke abaqashi kudingeka bagodle izintela ze-payroll eholweni labasebenzi babo. Nokho, kukhona okuhlukile. Isibonelo, amabhizinisi athile amancane angase akhululwe ekubambeni izintela zemiholo. Ukwengeza, abanye abaqashi bakahulumeni bangase bakhululwe ekubambeni izintela ezikhokhelwayo.
Izintela zemiholo ngokuvamile zidonswa eholweni lesisebenzi njalo. Nokho, kwezinye izimo, umqashi angase akhethe ukudonsa intela yeholo ekhokhiweni eyisamba, njengebhonasi.
Zifuneka Nini Izintela Ezikhokhelwayo?
Izintela ezikhokhelwayo ngokuvamile zikhokhwa ngomhla ka-15 wenyanga elandela ukuphela kwesikhathi sentela. Isibonelo, uma ukhokhelwa ngama-biweekly, izintela zakho zokukhokhelwa zizokhokhwa ngomhla ka-15 wenyanga ngemuva kokuphela kwesikhathi sakho sokuhola.
Uma umhla ka-15 ungempelasonto noma ngeholide, khona-ke izintela zikhokhwa ngosuku lwebhizinisi olulandelayo. Lokhu kusho ukuthi uma isikhathi sakho sokuhola siphela ngoLwesihlanu kanti umhla ka-15 ungoMgqibelo; izintela zakho zokukhokhelwa zizokhokhwa ngoMsombuluko.
Kubalulekile ukuqaphela ukuthi le dethi ingashintsha kuye ngohlobo lwentela kanye nendawo ohlala kuyo. Ngokwesibonelo, ukuzisebenza izintela ngokuvamile zikhokhwa ngo-Ephreli 15. Kodwa-ke, kuhle ngaso sonke isikhathi ukuthi uhlole i-accountant yakho noma umeluleki wentela ukuze uqiniseke.
Ukwazi ukuthi izintela zakho ezikhokhelwayo zikhokhwa nini kubalulekile ukuze uqiniseke ukuthi zikhokhwa ngesikhathi. Ukukhokha sekwephuzile kungaholela ezijezisweni nasezinkokhelweni zenzalo, ngakho-ke kuhle ukwazi usuku olunqunyiwe bese uhlela ngendlela efanele.
Uzibala Kanjani Izintela Ezikhokhelwayo?
Ukubala izintela ezikhokhelwayo kungase kube inqubo eyinkimbinkimbi, kodwa kunezinto ezithile eziyisisekelo okudingeka uzazi ukuze ukwenze ngendlela efanele.
Okokuqala, udinga ukwazi amanani entela kahulumeni wobumbano, isifunda sakho, kanye nomasipala wendawo yangakini. Udinga futhi ukwazi ukuthi ingakanani imali eyenziwa ngabasebenzi bakho. Lolu lwazi lungatholakala kumafomu abo e-W-2.
Uma usunalo lonke lolu lwazi, ungasebenzisa isibali sentela yokukhokha ukuze unqume ukuthi ingakanani intela okudingeka uyibambe emalini ekhokhelwa umsebenzi ngamunye. Isibali sizocabangela amanani entela kanye nenani lemali eyenziwa umsebenzi.
Izibali zentela yokukhokha zingatholakala ku-inthanethi noma ezinhlelweni eziningi zesofthiwe yokubala. Kulula ukuzisebenzisa futhi zingakongela isikhathi esiningi nomzamo uma kuziwa ekubaleni izintela ezikhokhelwayo.
Uzilungiselela Kanjani Isikhathi Sentela
Okokuqala, qiniseka ukuthi unawo wonke amadokhumenti akho ngokulandelana kwawo. Lokhu kuhlanganisa ifomu lakho le-W-2 elivela kumqashi wakho, noma imaphi amafomu angu-1099 uma uzisebenza, kanye nanoma imaphi amanye amadokhumenti entela afanelekile. Ukuhlela yonke into kuzokwenza kube lula kakhulu ukuqedela ukubuyiswa kwakho kwentela.
Okwesibili, sebenzisa intela isofthiwe ukukusiza ukuthi ulungiselele ukubuya kwakho. Kunezinketho eziningi ezahlukene ezitholakalayo, futhi zingakusiza ukwandise imali ebanjwayo futhi uthole imbuyiselo engcono kakhulu ngangokunokwenzeka.
Okokugcina, ungalindi kuze kube umzuzu wokugcina ukuze ugcwalise imbuyiselo yakho. Uma wenza kanjalo, ungase ugcine wenze amaphutha angase akulahlekisele imali. Faka ifayela kusenesikhathi futhi unakekele izintela zakho ukuze uqhubeke nempilo yakho yonke!
Kuningi okufanele ukwazi ngezintela ezikhokhelwayo, futhi kungase kudide ukuzama ukulandelela yonke into. Kodwa-ke, ukuqonda ukuthi izintela ezikhokhelwayo zisebenza kanjani kungakongela imali eningi ngokuhamba kwesikhathi. Sithemba ukuthi lesi sihloko sisizile ekususeni okunye ukudideka futhi sikunikeze namathiphu awusizo okuthi unganciphisa kanjani isikweletu sakho sentela. Uma unanoma yimiphi imibuzo, qiniseka ukuthi uthintana nochwepheshe wezentela oqeqeshiwe.
