Sonke sizwile ngezinkundla zokuqoqa imali ngephrojekthi i-Kickstarter, i-Indiegogo, ne-RocketHub (phakathi kwezinye eziningi) ukuze amaphrojekthi ethu axhaswe futhi enziwe. Kodwa kuthiwani uma 'iphrojekthi' yakho iyibhizinisi noma, ukucacisa kakhudlwana, inkampani enamandla ukukhiqiza amaphrojekthi amaningi kuneyodwa? Lesi yisisekelo senkundla yokutshala imali entsha eyaziwa ngokuthi Republic.
IRiphabhulikhi ivumela izinkampani ezizimele zase-US ukuthi zifune ukutshalwa kwezimali emphakathini jikelele zisebenzisa i- Imisebenzi yomsebenzi (Jumpstart Our Business Startups Act) ka-2012 ngaphansi kwesihloko III. Okwaziwa nangokuthi uMthetho we-CROWDFUND, lesi sinyathelo sinikeza indlela yokuthi izinkampani zisebenzise i-crowdfunding ukukhipha izibambiso. Kalula nje—kuhle kuwo womabili amabhizinisi kanye nalabo abafuna ukutshala imali kuwo.
IRiphabhulikhi iyihlumela le AngelList-iwebhusayithi yokutholwa kokuqaliswa evumela abaqashi ukuthi babambe abasebenzi abaqeqeshiwe ekuqaleni kwebhizinisi labo. U-Kendrick Nguyen, umsunguli weRiphabhulikhi, kanye ne-CEO, phambilini uke wasebenza njengenhloko yabeluleki bezomthetho be-AngelList futhi waqala le nkundla entsha njengendlela yokuthi amabhizinisi amasha akhule emphakathini.
Noma yiliphi ibhizinisi lingafaka isicelo sezimali ngeRiphabhulikhi, futhi noma ubani angasiza ukuxhasa noma yiliphi ibhizinisi anomuzwa wokuthi limfanele kangcono. Ngasohlangothini lwebhizinisi, izinkampani zingaqongelela uxhaso lwezigidi ezingu-1 zamaRandi phakathi nonyaka—okusho ukuthi, ungaba nomgomo wokuthola imali ofinyelela kuleyo mali ibhizinisi lakho ngalinye ngokomthetho. Uma ufinyelela umgomo wakho woxhaso ngempumelelo, ukhokha u-5% wesamba semali eqoqwe ngokheshi kanye no-2% wezibambiso ozikhiphile. Isizathu siwukuthi labo abakuxhasa ngemali bathola ingxenye yezezimali enkampanini yakho ngendlela yesibambiso (amabhondi, amasheya, njll.) njenge-Crowd Safe, ngaleyo ndlela labo abaxhase inkampani yakho ngezimali banelungelo lokuthola imbuyiselo (imali noma isitoko. ). Manje, labo abatshale imali abavunyelwe ukubuyisela ngaphandle uma ibhizinisi lakho liye esidlangalaleni noma litholwe enye inkampani.
Njengoba kulindelekile, kunohlu lwezingubo zokuwasha lwezidingo okufanele abasafufusa abasafufusa banamathele kulo cishe kunoma yisiphi isimo soxhaso—uxhaso olugcwele noma cha. Uma sekushiwo, iRiphabhulikhi isivele inezinhlelo eziyimpumelelo ezingama-20 ngokuqala okusha, futhi uhlu luyaqhubeka nokukhula minyaka yonke. Labo abafuna ukutshala imali kwelinye lamabhizinisi afakiwe bangakunikeza uxhaso lwemali efika ku-$10, ngakho-ke kukhona ubungozi obuncane obuhilelekile, futhi ungenza imadlana ngomzamo wakho.
