“Ingabe umsebenzi wami wokunyathelisa we-3D ungakhokhela umhlalaphansi?” Ungakwenza, kodwa hhayi ngendlela izithonjana ze-YouTube ezenza ngayo kuzwakale. Ipulazi eliphrintiwe elicula egaraji liyibhizinisi elincane, futhi amabhizinisi amancane axhasa umhlalaphansi ngokukhetha okuyisicefe nokungahleliwe — imingcele, intela, kanye nalokho okwenzayo ngenzuzo ngemva kokukhokhwa kwebhili le-filament.
Uma usebenzisa udonga lweBambu, i-rack yePrusas, noma i-Ender eyodwa ebhidlizwayo ezikhokhela kabili ngenyanga ku-Etsy, imibuzo engezansi yileyo efanele ukuphendulwa ngaphambi kokuba imishini ifanele ukuphendulwa.
Ingabe Ipulazi Eliphrintiwe Liyimoto Yomhlalaphansi Ngempela?
Amaphrinta awanjalo – kodwa ibhizinisi elibazungezile liyawa. Iphrinta iyawa, iphule i-hotend, ihlulwe yimodeli yonyaka ozayo, futhi ekugcineni igcina iseMarketplace ngengxenye yesithathu yalokho okukhokhile. Ama-nozzle ayaguga. Amabhande ayanwebeka. Akukho lutho mayelana nehadiwe ngokwayo oluhlanganisayo.
Yini ehlanganisiwe imali ekhishwa yisitolo uma siqhutshwa njengebhizinisi. Yonke idola lenzuzo oyithumela ku-akhawunti enenzuzo yentela, esikhundleni se-X1C yesine, iyidola elikusebenzela eminyakeni engamashumi amathathu. Ipulazi eliphrintiwe liyinjini. I-akhawunti yomhlalaphansi iyi-flywheel.
Ungayikhipha Kanjani Imali Ngaphandle Kokuchitha Intela Yakho
Yilapho iningi labakhiqizi bezimpahla lishiya khona imali etafuleni. Uma isitolo kuyinkampani eyodwa noma i-LLC enelungu elilodwa, inzuzo ithinta imbuyiselo yakho siqu kungakhathaliseki ukuthi uyayisebenzisa noma cha, ngakho umbuzo awukhona ukuthi kufanele ukhokhe intela yini - kodwa ukuthi kufanele wenzeni ngalokho okusele.
- I-solo 401(k)Yakhelwe amabhizinisi omuntu oyedwa. Unganikela njengomsebenzi kanye nomqashi, okuvumela ipulazi eliphrintiwe elinenzuzo ukuthi libe nendawo yokuhlala enkulu ngonyaka omuhle.
- I-SEP-IRA. Amaphepha alula kune-Solo 401(k), iminikelo yabaqashi kuphela. Ukwehluleka okunengqondo uma ungafuni ukuphatha amadokhumenti ohlelo.
- URoth IRA. Ixhaswe ngemali osuvele ukhokhele kuyo intela. Iwusizo eminyakeni yokuqala lapho imali engenayo yesitolo iphansi futhi ibhalansi yakho yentela iphansi.
- I-HSAUma usehlelweni olukwazi ukudonswa imali eningi, lena yi-akhawunti enenzuzo kakhulu yentela kule khodi. Ayikhokhi intela kathathu, futhi ngemva kweminyaka engu-65 isebenza njenge-IRA yokuhoxisa imali okungeyona eyezokwelapha.
Bukela i- AMT uma isitolo sinonyaka wokukhiqiza - ukukhululwa kuka-2026 kungu-$90,100 kubantu abafaka amaphepha ngabanye kanye no-$140,200 kubantu abafaka amaphepha ngokuhlanganyela, futhi imali engenayo eseceleni ingashukumisela abantu abahola kakhulu kuleyo ndawo ngokushesha kunalokho abakulindele.
Okubalwa Njengezindleko Zebhizinisi Langempela
Iphrinta, i-filament, i-resin, iziteshi zokuhlanza nokuhlanza, okubhaliselwe kwe-CAD, ama-nozzle okufaka esikhundleni, amashelufu, indawo ebiyelwe, indawo yokungena esitolo enikezelwe esitolo, ingxenye ye-inthanethi yakho namandla axhumene nebhizinisi - konke lokhu kuyiqiniso uma isitolo siyibhizinisi langempela futhi amarekhodi ehlanzekile. “Ukuhlanza” kusho i-akhawunti yasebhange ehlukile kanye nomzila werisidi, hhayi ibhokisi lezicathulo.
Isigaba 179 sikuvumela ukuthi ukhokhele imishini efanelekayo ngonyaka oyithengayo esikhundleni sokuyehlisa inani layo eminyakeni edlule. Iwusizo, kodwa futhi kulula ukuyisebenzisa kabi.
Ukuthenga iphrinta ngoDisemba ngoba "kuyisaphulelo" kukusindisa kuphela izinga lakho lentela elincane ekuthengeni - usasebenzise amanye amasenti angaphezu kuka-70 edola. Thenga umshini lapho isitolo sidinga umthamo, hhayi lapho iTurboTax ikukhubekisa.
Ingakanani Inzuzo Okufanele Ibe Khona Emhlalaphansi?
Akukho silinganiso esimangalisayo, kodwa isimo sesitolo esinempilo sibukeka kanje: gcina umcamelo wemali ohlanganisa izinyanga ezintathu kuya kweziyisithupha zezindleko zomuntu siqu ezihleliwe, shintsha izinto ezisetshenziswayo bese uzibekela eceleni ukuze uziphrinte, bese ufaka iphesenti elilinganiselwe lenzuzo esele kwi-akhawunti yomhlalaphansi ngaphambi kokuyibona ebhalansi yakho yokuhlola.
Yenza ukudluliselwa kube ngokuzenzakalelayo. I-Willpower uhlelo olubi lokuthatha umhlalaphansi. Abenzi abagcina benayo imali yangempela eneminyaka engu-60 akubona labo ababene-Q4 enkulu kakhulu - yibo abasusa ingxenye ephezulu njalo ngenyanga iminyaka eyishumi nanhlanu ngaphandle kokuxoxisana nabo.
Sekuyisikhathi Sokuletha Umuntu Okwenza Lokhu Ukuze Aziphilise
Endaweni ethile phakathi kokuthi “isitolo sikhiphe izibalo ezinhlanu kulo nyaka” nokuthi “isitolo manje sesiyingxenye enkulu yeholo lami,” izibalo zidlula lokho ispredishithi enhle engakusingatha. Ukukhetha ibhizinisi, intela elinganiselwa njalo ngekota, ukukhethwa kohlelo lomhlalaphansi, nokuthi ibhizinisi lizoqhubeka kanjani uma kwenzeka okuthile kini nonke niqala ukuxhumana.
Yilapho-ke okufanele ukhulume khona nomhleli wezezimali osebenza nabaphathi abancane esikhundleni sokusebenzisa i-Google.
